Claims adjudication for insurance carriers.

A carrier sends what it knows about a claim. Adjust360 returns a determination: which theory applies, which facts carried it, what could defeat it, what is still missing. No language model on the decision path. This site documents the process, the product, and the engineering reference.

Start learning Product catalog Engineering reference

Rules over facts. No model on the decision path. Four words for what a carrier said, never inferred. 51 jurisdictions in a curated registry.

Documentation

Learn How a subrogation claim is adjudicated, theory by theory, with a lab on every page and a self-test at the end. Written for people who test the product and for anyone new to the process. Testers, new adjusters, analysts Product What Adjust360 is made of: the subrogation module, the intake boundary, the tools, the outputs a carrier receives, and how a tenant is stood up. Architects, sales engineering, partners Engineering The contracts, the harness, the evaluation kit, the standing rules and the mistakes already made once. The pages Claude Code and the developers work from. Developers, testers, the expert

Fact status vocabulary

Every fact a carrier sends arrives with a status. The engine acts on the difference between them and never swaps two of them.

stated

The carrier said it, with a value. A rule may act on it.

not_stated

The carrier looked and found nothing. A verified absence; a defense that needs the fact does not fire.

not_returned

The carrier said nothing about it. Nobody looked. Whatever needs it stays open and the brief asks for it.

not_extractable

A document was read and the fact could not be read from it. Only on the document path.

Subrogation module

Property and Auto, six theories each. Situations that change the answer, a quick reference, and a self-test. Coverage, liability, reserve, and authority are documented in their respective modules.

Property subrogation

Contractor, product, utility, tenant, municipal and neighbouring-property theories. Waivers, act of God, spoliation and the two clocks.

Auto subrogation

At-fault driver, respondeat superior, negligent entrustment, fleet negligence, product liability. Fault rules, no-fault heads and channels.

The shape of every subrogation question

Three questions, in order, and the status vocabulary that decides how each is answered.

The subrogation module

Input, output, corpus, jurisdiction content, what a carrier receives and what never leaves.