Governmental vehicle¶
Domain guide, Auto subrogation, theory 2.6
The theory¶
The at-fault vehicle was owned or operated by a governmental entity. The recovery exists but is governed by the state's tort claims act: notice of claim within a short window, damages caps, and immunity for some functions.
Who must be on the roster¶
government_entity.
Facts that establish it¶
- Theory chunk exists and is held at approved, not active, until governmental notice obligations are curated for every state.
What defeats it¶
- Immunity for the function involved.
- Missed notice-of-claim deadline (typically 60–180 days).
Recovery channel¶
- Governmental claim form within the statutory window: before any demand or suit.
What the carrier does¶
- File the notice of claim first, within the statutory window; the demand follows.
A claim that fits¶
Held for curation. When a governmental vehicle causes a loss, file the notice of claim before anything else.
How the engine reads itTheory is held at approved; it will confirm and route to a governmental claim when the notice obligations are curated for the state involved.
Records behind it¶
Theory record AUTO-SUBRO-THEORY-005